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NO Credit Check Financing
No credit check financing is a new type of lending, which allows your customer to get the money to pay for your products and services promptly and without unnecessary red tape.
When it comes to borrowing money, most of your customers automatically worry about their credit.
It may not be established, it may be due to a low credit score, or it could be that you have lots of debts right now. Even if your clients is paying his monthly premiums on time, the amount of debt can prevent the consumer from getting a credit based financing solution.
We offer a no credit check solution that will ensure that your customer can borrow the money with ease and pay it back in a method that works well for them, while you receive the full amount of the loan deposit within 48-72 hours.
Your customer can apply for up to a $5,000 loan for 3, 6, or 12 months and submit their personal information, including a valid driver's license and a valid checking account.
The client is required to pay 25% down payment of total amount financed. The client then pays the loan back over a 3-6-12-month period depending on their needs, in equal payments of 3, 6 or 12 checks, directly to lender with a competitive interest rates.
Interest rates depend on time period financed. Once the client is approved, the merchant, will receive the full amount of loan deposited within 2 to 5 business days.
Merchants can finance any amount up to $5,000 for any product or service you offer. We have an 80-90% approval rate on this program with less than a 6% default rate. Literally anyone with a checking account and driver's clients can take advantage of your monthly payment options.
The way we offer this product to the client is as an in-house financing option or payment plan.
You as the merchant can include the interest rate, which is very similar to credit card interest rates, into the monthly payments. Payments spelled out below include interest.